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foreclosure auction notice mortgage house loan paying money costs back to bank to avoid foreclosures and repossession problems billboard sign

When deciding whether to fight a foreclosure, take steps to avoid it, or just walk away, you will want to know whether you will still owe the money that the lender loses because of your default. This is usually measured as the difference between what the lender ends up with at the end of the …

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St. Louis workers are eligible for unemployment compensation[1] if they are temporarily out of work through no fault of their own.  To determine whether an employee is temporarily out of work Missouri agencies look to the employee’s recent work history and earnings during a stretch of time called the “base period.” Only employees who have …

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What is a Missouri Durable Power of Attorney

A Missouri power of attorney is a document by which an individual can appoint a person to act as their agent. An agent is one who has authorization to act for another person. A power of attorney can authorize the attorney-in-fact to perform a single or multiple actions and is created in accordance with Section …

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St Louis foreclosure activity in January 2016 was at the rate of 1 in every 1,533 households.  This foreclosure activity rate is down almost 16 percent from December and down over 25 percent (25.79%) from a year ago, according to the latest data from RealtyTrac[1].  Even with this recent downturn, there are still many foreclosure …

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Concept For Corruption Bankruptcy Court Bail Crime Bribing Fraud Auction Bidding. Judges or Auctioneer Gavel Soundboard And Bundle Of Dollar Cash On The Rough Wooden Textured Table Background.

When an individual has financial difficulties their monthly mortgage payment may be one of the bills that they are unable to pay.  A foreclosure[1] is the process by which an individual’s rights to a property are forfeited because of a failure to pay the mortgage. It is important to speak to an experienced St. Louis …

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Last Will and Testament document with gavel and pen

When a loved one dies and leaves a valid will they likely name an executor; someone to protect the deceased person’s property until all debts and taxes are paid and transfer the remaining assets to heirs.  Missouri law does not require an executor to be a legal expert, but they must use a high degree …

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last will and testament with dollar certificate and key.

Defining Undue Influence in Missouri When a person uses their power and control to deceive another person in order to exploit their dependence, trust, and fear concerning a certain matter, this is called undue influence. There are three elements which must exist, according to Missouri state law, in order to undue influence to have taken …

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Estate Planning Word Cloud Concept on a Chalkboard with great terms such as durable will financials lawyer executor probate and more.

A Will is a legal paper that states who receives your property when you die but it is important to note that a Will does not avoid the necessity of probate[1] and must be “probated” to have legal effect.  Many people prefer to pass some or all of their assets directly to their heirs without …

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Mature couple talking to financial planner at home

It is very difficult when a close family member or friend passes away.  If is necessary to become involved in estate litigation during that time, the process will seem even more overwhelming.  Whether currently involved in estate litigation or not, it can be helpful to have a basic understanding of common Missouri estate litigation terms. …

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Police officer writing a traffic citation while an unfortunate driver looks on from his car.

Traffic ticket fines and court fees vary by violation and county court within the state of Missouri.  Speeding tickets written in the state of Missouri by the Missouri State Highway Patrol are considered state law violations while municipal police agencies write tickets that can be prosecuted in State or Municipal Court. [1] The Missouri State …

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