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Bankruptcy Attorney St. Louis

St. Charles & St. Louis Residents: Should You File Chapter 7 or Chapter 13? Once you have made the decision to file for bankruptcy sometimes the hardest decision is whether you should file Chapter 7 or Chapter 13. The goal of this article is to make this decision easier for you. We will outline the …

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Bankruptcy Attorney St. Louis

Many people think bankruptcy is an overwhelming process with painful consequences. Many debtors are reluctant to even consider it as an option. While bankruptcy comes with some downsides, and it is certainly not appropriate for every financial situation, it does provide a fresh financial start. With the ability to reestablish good credit history, many debtors …

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St. Louis Bankruptcy Attorney

Starting a small business is a challenging and often rewarding process. However, reports have indicated that 80 percent of small businesses end up closing their doors within 18 months of starting operations. This means that no matter how hard you aim for successful entrepreneurship, you may have to say goodbye to a business venture. If …

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St Louis Bankruptcy Attorney

Many people who look into Chapter 7 bankruptcy as a way to eliminate their debts are immediately concerned that they will lose all of their assets if they file. This concern is understandable, due to the fact that filing for Chapter 7 involves the liquidation of all of a person’s nonexempt assets in order to …

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St. Louis Bankruptcy Lawyer

What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a legal process authorized by federal law that allows some people to eliminate their debts by liquidating (selling) their non-exempt assets. After the liquidation is complete, most, if not all, remaining debts are discharged, which means that people who file are under no legal obligation to pay …

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Chapter 7 To Keep Your Home

Many people who are having financial problems have gotten behind on their monthly bills, sometimes including their mortgage payment. When people get sufficiently behind on their mortgage payment, their lender has the option of foreclosing on their home, meaning that the bank will take possession of the house and sell it order to satisfy the …

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Chapter 7 Bankruptcy

What is Debt Reaffirmation in Chapter 7 Bankruptcy? The fundamental principle behind Chapter 7 bankruptcy1 is the liquidation of a debtor’s assets in order to pay off his or her debts. As a result, one of the reasons that people are wary about taking advantage of the benefits of bankruptcy is the the worry that …

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People who are struggling financially in Missouri know that filing for Chapter 7 bankruptcy is a potential option for relief. However, many St. Louis residents hesitate to pursue bankruptcy because they do not know what to expect from the bankruptcy process. The truth is that there is no reason to fear the bankruptcy process and …

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Many Missourians are struggling to pay their bills. Families can find themselves juggling a mortgage, multiple car payments, credit card payments, student loans, and more. If a sudden medical emergency or job loss occurs, people can easily find themselves in over their heads and facing possible home foreclosures, car repossessions, creditor lawsuits, wage garnishments, and …

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Especially when someone is going through financial struggles, they want to make sure they can keep any assets they already have. Many people avoid filing for Chapter 7 bankruptcy because they fear that a bankruptcy trustee will seize all of their assets and liquidate them to pay of your debts. However, the Missouri bankruptcy laws …

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