St. Louis and St. Charles Debt Settlement Lawyers Understand Your Financial Hardship

Eliminate outstanding debt through negotiation

Dealing with overwhelming debt often impacts more than just your wallet. In many cases, financial worries carry over into your personal life and your career. If you are living with overwhelming debt, you may have options for finding relief. Debt settlement, also known as debt negotiation, is a viable option for many individuals and families, and may be the key to a renewed financial future.

At the Law Office of Kenneth P. Carp, we provide experienced debt settlement guidance to clients throughout the St. Louis and St. Louis County area. With more than 20 years of combined experience, our staff is well versed in the debt settlement process, and has the insight needed to help you pursue relief from your overwhelming debt.

Debt settlement may be the answer for you

The debt settlement process involves the negotiation of reduced payments, interest rates or payoff on your accounts. The debt settlement process works in situations where creditors are willing to accept reduced payoffs or alternative payment arrangements, rather than writing off the full amount of your debt. The effectiveness of the debt settlement process depends mainly on your creditors’ willingness to work with you.

On your behalf, our firm will:

Investigate and determine the current owner of your debt: The first step in debt settlement, determining the owner of your debt, may be overlooked by many. However, in today’s age of countless collection agencies, your debt may have changed hands from your original creditor. Our firm will investigate the current owner of your debt to ensure that negotiations are held with the proper party.

Conduct debt settlement negotiations with your creditors: Negotiating reduced payments with your creditor may be no simple task. Our staff leverages years of negotiation experience to attempt to work out amicable agreements with your creditors. On your behalf, we will pursue the most favorable debt settlement arrangement possible.

Learn more about debt settlement options during a free consultation

Taking action to reduce or eliminate your debt today can save a great deal of heartache and money in the future. Our lawyers at the Law Firm of Kenneth P. Carp offer personalized debt settlement advice to clients seeking relief from overwhelming financial responsibilities. Call (636) 947-3600 for a free consultation.