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Bankruptcy Attorney St. Louis

Considering bankruptcy is always a difficult process, but it’s important to remember that bankruptcy is a legal financial tool and nothing more. It’s not a personal indictment of you or your financial responsibility. Choosing the form of bankruptcy that best suits your needs is an important part of the process. While it’s always in your …

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Bankruptcy Attorney St. Louis

If your debts are becoming insurmountable, it can be financially and emotionally debilitating. Many people who suffer from such debt, however, are too leery of the perceived stigma of bankruptcy to even consider implementing this important legal tool. Bankruptcy comes in a variety of forms to meet a variety of financial needs, but first, there …

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Bankruptcy Attorney St. Louis

Bankruptcy During Tax Time—Can You Keep Your Refund? For many taxpayers, an annual refund is an important part of financial planning for the entire year. This can make it difficult to plan for bankruptcy. Tax refunds can be an asset subject to the liquidation powers of the bankruptcy court. However: with careful planning, a tax …

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Bankruptcy Attorney St. Louis

St. Charles & St. Louis Residents: Should You File Chapter 7 or Chapter 13? Once you have made the decision to file for bankruptcy sometimes the hardest decision is whether you should file Chapter 7 or Chapter 13. The goal of this article is to make this decision easier for you. We will outline the …

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Bankruptcy Attorney St. Louis

Many people think bankruptcy is an overwhelming process with painful consequences. Many debtors are reluctant to even consider it as an option. While bankruptcy comes with some downsides, and it is certainly not appropriate for every financial situation, it does provide a fresh financial start. With the ability to reestablish good credit history, many debtors …

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Missouri Bankruptcy Lawyer

If you are contemplating filing for bankruptcy, the Missouri Chapter 7 means test may come into play in order to determine your eligibility. Bankruptcy incorporates federal law and state law—both of which can be very complex. If you are contemplating filing a Chapter 7 bankruptcy, you need an attorney on your side who knows and …

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Missouri Bankruptcy Lawyer

The prospect of wage garnishment is undoubtedly a scary one for most people. If you are in debt and your wages are subject to garnishment, you need an experienced attorney in your corner every step of the way. The skilled bankruptcy lawyers at the Law Offices of Kenneth P. Carp can help you determine whether …

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Missouri Bankruptcy Lawyer

Chapter 13 bankruptcies can be complicated processes. A Chapter 13 bankruptcy allows you time to reorganize your debts while at the same time retaining your assets. The payment process consists of a schedule of monthly payments that are made to the court over the course of a three-to-five-year period. This allows your creditors to receive …

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Missouri Bankruptcy Attorney

There are many pros and cons to filing for bankruptcy. One of the most common concerns debtors have is the impact bankruptcy will have on their future credit score. Many consumers assume that filing bankruptcy will simply ruin their credit entirely and make it impossible to ever borrow again. This is not necessarily the case. …

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St. Louis Bankruptcy Attorney

There are many things to consider when you are deciding whether to file bankruptcy. One of the most important is what will become of your house and car when you file. In a Chapter 7 bankruptcy, the debtor asks the court to discharge debts because he or she does not have the income to pay …

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