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St. Louis Bankruptcy Attorney

Chapter 7 is the most commonly filed form of consumer bankruptcy in the United States, and can greatly benefit people who have gotten into more debt than they can handle. The basic premise of a Chapter 7 is this: The court will liquidate (sell) your non-exempt assets and use the proceeds to pay off your …

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Financial problems can affect nearly every aspect of your life, and bankruptcy often provides a solution for people who are unable to keep up with their monthly bills. While filing for bankruptcy can certainly help many people, the decision to file should never be taken lightly and you should only proceed after careful consideration. Here are …

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St. Louis Bankruptcy Attorney

Bankruptcy is a legal procedure by which individuals and businesses can discard debt or agree to repayment plans with creditors. For many, bankruptcy provides an opportunity to start again while repaying debts. Still, filing bankruptcy comes with a stigma despite the fact that nearly 800,000 individuals and businesses filed for bankruptcy in 2016. Most filings …

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Missouri Bankruptcy Attorney

There are many pros and cons to filing for bankruptcy. One of the most common concerns debtors have is the impact bankruptcy will have on their future credit score. Many consumers assume that filing bankruptcy will simply ruin their credit entirely and make it impossible to ever borrow again. This is not necessarily the case. …

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St. Louis Bankruptcy Attorney

There are many things to consider when you are deciding whether to file bankruptcy. One of the most important is what will become of your house and car when you file. In a Chapter 7 bankruptcy, the debtor asks the court to discharge debts because he or she does not have the income to pay …

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St. Louis Bankruptcy Attorney

Starting a small business is a challenging and often rewarding process. However, reports have indicated that 80 percent of small businesses end up closing their doors within 18 months of starting operations. This means that no matter how hard you aim for successful entrepreneurship, you may have to say goodbye to a business venture. If …

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St. Charles Bankruptcy Attorney

When some people think about bankruptcy, they immediately consider bankruptcy cases filed under Chapter 7 of the United States Bankruptcy Code. While it is true that most cases are Chapter 7, a significant number of cases are filed under Chapter 13 each year. Chapter 13 cases are handled quite differently than Chapter 7 cases, as …

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St Louis Bankruptcy Attorney

Many people who look into Chapter 7 bankruptcy as a way to eliminate their debts are immediately concerned that they will lose all of their assets if they file. This concern is understandable, due to the fact that filing for Chapter 7 involves the liquidation of all of a person’s nonexempt assets in order to …

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St. Louis Bankruptcy Lawyer

What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a legal process authorized by federal law that allows some people to eliminate their debts by liquidating (selling) their non-exempt assets. After the liquidation is complete, most, if not all, remaining debts are discharged, which means that people who file are under no legal obligation to pay …

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