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If you’re considering bankruptcy and have started doing preliminary research, you may have come across the fact that some people refer to Chapter 7 bankruptcy as a “liquidation” bankruptcy. In many cases, this term is thrown out there with little explanation, leaving many consumers confused. In fact, in the Eastern District of Missouri, more people …

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St. Louis & St. Charles Bankruptcy Lawyer

There are many reasons that people who could benefit from filing for bankruptcy don’t. One of the most common is the misconception that once you file for bankruptcy, it is nearly impossible to finance a house, car, or other large purchase for a significant period of time. While it is true that bankruptcy will stay …

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St. Louis and St. Charles Bankruptcy Attorney

Few things can be as stressful as financial problems, especially when you find yourself stuck in a revolving door of debt. Each month, you’re paying as much as you can on your bills, but you don’t have enough left over to cover your basic expenses—leading to more borrowing. People find themselves in financial trouble for …

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St. Louis and St. Charles Bankruptcy Lawyer

Medical debt is one of the most common causes of financial problems in the United States today. Even if you’re insured, an unexpected injury or illness can leave with tens-of-thousands in medical bills, if not more. For many people, this kind of debt is simply unmanageable, so they do the only thing they can—ignore the …

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St. Louis & St. Charles Bankruptcy Attorney

There are many myths out there about bankruptcy prevent people from filing. In reality, bankruptcy is an appropriate option for millions of Americans who are struggling financially and one that could literally eliminate all of their debts in a matter of months. You should never be afraid to at least talk to a lawyer about …

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You are over your head in debt and think that bankruptcy may be the right solution. However, you must also decide under which chapter of the United States Bankruptcy Code you want to file. For a consumer, the main options include Chapter 7 or Chapter 13. Note that some people file for Chapter 11, but …

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Bankruptcy Attorney St. Louis

Chapter 13 is a reorganization bankruptcy that can help people reduce their monthly payments and eliminate debts, all while keeping their assets. Not everyone can file for Chapter 13, however, and it is important for anyone considering bankruptcy to speak to an experienced attorney before they take any action that could potentially hurt their legal …

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Bankruptcy Attorney St. Louis

There is no question that buying a house after you file for bankruptcy will be difficult – at least more difficult than it would have been had you not filed. However, while it will take time, it is not impossible, and it won’t take as much time as you might think. Much will depend upon …

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Bankruptcy Attorney St. Louis

Considering bankruptcy is always a difficult process, but it’s important to remember that bankruptcy is a legal financial tool and nothing more. It’s not a personal indictment of you or your financial responsibility. Choosing the form of bankruptcy that best suits your needs is an important part of the process. While it’s always in your …

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Bankruptcy Attorney St. Louis

If your debts are becoming insurmountable, it can be financially and emotionally debilitating. Many people who suffer from such debt, however, are too leery of the perceived stigma of bankruptcy to even consider implementing this important legal tool. Bankruptcy comes in a variety of forms to meet a variety of financial needs, but first, there …

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