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If you’re considering bankruptcy and have started doing preliminary research, you may have come across the fact that some people refer to Chapter 7 bankruptcy as a “liquidation” bankruptcy. In many cases, this term is thrown out there with little explanation, leaving many consumers confused. In fact, in the Eastern District of Missouri, more people …

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St. Louis and St. Charles Bankruptcy Lawyer

Medical debt is one of the most common causes of financial problems in the United States today. Even if you’re insured, an unexpected injury or illness can leave with tens-of-thousands in medical bills, if not more. For many people, this kind of debt is simply unmanageable, so they do the only thing they can—ignore the …

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You are over your head in debt and think that bankruptcy may be the right solution. However, you must also decide under which chapter of the United States Bankruptcy Code you want to file. For a consumer, the main options include Chapter 7 or Chapter 13. Note that some people file for Chapter 11, but …

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Bankruptcy Attorney St. Louis

Considering bankruptcy is always a difficult process, but it’s important to remember that bankruptcy is a legal financial tool and nothing more. It’s not a personal indictment of you or your financial responsibility. Choosing the form of bankruptcy that best suits your needs is an important part of the process. While it’s always in your …

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Bankruptcy Attorney St. Louis

St. Charles & St. Louis Residents: Should You File Chapter 7 or Chapter 13? Once you have made the decision to file for bankruptcy sometimes the hardest decision is whether you should file Chapter 7 or Chapter 13. The goal of this article is to make this decision easier for you. We will outline the …

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Bankruptcy Attorney St. Louis

Many people think bankruptcy is an overwhelming process with painful consequences. Many debtors are reluctant to even consider it as an option. While bankruptcy comes with some downsides, and it is certainly not appropriate for every financial situation, it does provide a fresh financial start. With the ability to reestablish good credit history, many debtors …

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St. Louis Bankruptcy Attorney

Starting a small business is a challenging and often rewarding process. However, reports have indicated that 80 percent of small businesses end up closing their doors within 18 months of starting operations. This means that no matter how hard you aim for successful entrepreneurship, you may have to say goodbye to a business venture. If …

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St Louis Bankruptcy Attorney

Many people who look into Chapter 7 bankruptcy as a way to eliminate their debts are immediately concerned that they will lose all of their assets if they file. This concern is understandable, due to the fact that filing for Chapter 7 involves the liquidation of all of a person’s nonexempt assets in order to …

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St. Louis Bankruptcy Lawyer

What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a legal process authorized by federal law that allows some people to eliminate their debts by liquidating (selling) their non-exempt assets. After the liquidation is complete, most, if not all, remaining debts are discharged, which means that people who file are under no legal obligation to pay …

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Chapter 7 To Keep Your Home

Many people who are having financial problems have gotten behind on their monthly bills, sometimes including their mortgage payment. When people get sufficiently behind on their mortgage payment, their lender has the option of foreclosing on their home, meaning that the bank will take possession of the house and sell it order to satisfy the …

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