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You are over your head in debt and think that bankruptcy may be the right solution. However, you must also decide under which chapter of the United States Bankruptcy Code you want to file. For a consumer, the main options include Chapter 7 or Chapter 13. Note that some people file for Chapter 11, but …

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Imagine that you are unexpectedly involved in a motor vehicle accident in St. Louis, and another motorist suffers serious injury. That injured person may try to recover for medical bills and other losses by claiming you were negligent and filing a personal injury lawsuit against you. If the court finds in favor of the injured …

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