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St. Louis and St. Charles Bankruptcy Lawyer

Medical debt is one of the most common causes of financial problems in the United States today. Even if you’re insured, an unexpected injury or illness can leave with tens-of-thousands in medical bills, if not more. For many people, this kind of debt is simply unmanageable, so they do the only thing they can—ignore the …

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St. Louis & St. Charles Bankruptcy Attorney

There are many myths out there about bankruptcy prevent people from filing. In reality, bankruptcy is an appropriate option for millions of Americans who are struggling financially and one that could literally eliminate all of their debts in a matter of months. You should never be afraid to at least talk to a lawyer about …

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You are over your head in debt and think that bankruptcy may be the right solution. However, you must also decide under which chapter of the United States Bankruptcy Code you want to file. For a consumer, the main options include Chapter 7 or Chapter 13. Note that some people file for Chapter 11, but …

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Bankruptcy Attorney St. Louis

Chapter 13 is a reorganization bankruptcy that can help people reduce their monthly payments and eliminate debts, all while keeping their assets. Not everyone can file for Chapter 13, however, and it is important for anyone considering bankruptcy to speak to an experienced attorney before they take any action that could potentially hurt their legal …

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Bankruptcy Attorney St. Louis

If your debts are becoming insurmountable, it can be financially and emotionally debilitating. Many people who suffer from such debt, however, are too leery of the perceived stigma of bankruptcy to even consider implementing this important legal tool. Bankruptcy comes in a variety of forms to meet a variety of financial needs, but first, there …

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Bankruptcy Attorney St. Louis

Bankruptcy During Tax Time—Can You Keep Your Refund? For many taxpayers, an annual refund is an important part of financial planning for the entire year. This can make it difficult to plan for bankruptcy. Tax refunds can be an asset subject to the liquidation powers of the bankruptcy court. However: with careful planning, a tax …

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St. Louis Bankruptcy Attorney

Chapter 7 is the most commonly filed form of consumer bankruptcy in the United States, and can greatly benefit people who have gotten into more debt than they can handle. The basic premise of a Chapter 7 is this: The court will liquidate (sell) your non-exempt assets and use the proceeds to pay off your …

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Financial problems can affect nearly every aspect of your life, and bankruptcy often provides a solution for people who are unable to keep up with their monthly bills. While filing for bankruptcy can certainly help many people, the decision to file should never be taken lightly and you should only proceed after careful consideration. Here are …

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St. Louis Bankruptcy Attorney

Bankruptcy is a legal procedure by which individuals and businesses can discard debt or agree to repayment plans with creditors. For many, bankruptcy provides an opportunity to start again while repaying debts. Still, filing bankruptcy comes with a stigma despite the fact that nearly 800,000 individuals and businesses filed for bankruptcy in 2016. Most filings …

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Missouri Bankruptcy Attorney

There are many pros and cons to filing for bankruptcy. One of the most common concerns debtors have is the impact bankruptcy will have on their future credit score. Many consumers assume that filing bankruptcy will simply ruin their credit entirely and make it impossible to ever borrow again. This is not necessarily the case. …

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